We make insurance shopping Easy as 1-2-3!
Let’s face it, no one enjoys shopping for insurance. It’s a chore and to be honest most insurance transactions are about as fun and exciting as watching the paint dry on a white wall. No, it’s not exactly fun and games but the stakes are high nonetheless. If you make even the tiny-est mistake in choosing your agent, the insurance carrier or coverage option you could be in for a nasty and very costly surprise down the road.
That’s is why we do everything we can to make the process of buying insurance as fool-proof and simple as possible;
1. We’ll give you an honest assessment of your current coverage (Free No-Obligation Risk Assessment) to see if your coverages are correct and the policies have been priced fairly.
At this stage, you may hear us say that you should stay put with your current policy and agent. It’s rare, but it happens. I am a firm believer that if your current agent is doing the job right (providing correct coverage at a decent price) then he/she deserves to keep your business. If, on the other hand, if the agent is unethical, sloppy or uninformed than you have every right to look for an professional agent who will provide the expertise, service, advice and value you have a right to.
2. We we shop for a customized protection plan specifically tailored for your needs and budget by submitting multiple applications to competing insurance companies. The goal is find insurance options that you money, provide broader coverage, and deliver more value!
Here’s where the real advantage to having us provide a quote really comes in. Since we have access to numerous quality insurance companies, they must work harder for your business because they know we are requesting quotes from more than one at a time. This means better pricing and sometimes more flexible terms from underwriting. Each business or association has specific needs ( risk tolerance, liability exposures, claims history etc.) and therefore the typical one-size-fits-all approach rarely results in finding the best protection at the lowest price. That’s why you put us to work finding you the best policy fit!
3.We provide easy-to-read policy proposals and insurance comparisons so you can readily choose the option that’s right for you.
One main difference you’ll notice when you receive your proposal package from us is that we provide everything you need to make an informed decision. Unlike some of our competitors that spit out a one page paper with a price on it, we believe that well-informed smart consumer make the best clients. That’s why we include simple to understand proposals, replacement cost worksheets, insurance comparison charts and relevant insurance articles so you know what what you are buying. We make every effort to lay out the pros and cons between your current coverage and the one we are proposing so you can be confident that you are choosing the product that best meets your needs.